Terms of Service

1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you and Premier Course Guide Ltd ("Company," "we," "us," or "our") regarding your use of our website and services.

By accessing or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use our services.

2. Description of Services

Premier Course Guide provides an online learning platform offering educational courses on various topics including but not limited to:

• Web development and programming
• Digital marketing
• Business and entrepreneurship
• Creative design
• Personal development

Our services include access to course content, materials, and related educational resources.

3. User Accounts

3.1 Account Creation

To access certain features of our services, you must create an account. You agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Promptly update any changes to your information
• Accept responsibility for all activities under your account

3.2 Account Restrictions

You may not:

• Share your account with others
• Create multiple accounts
• Use another person's account
• Sell or transfer your account

4. Course Access and Usage

4.1 License Grant

Upon purchase of a course, we grant you a personal, non-exclusive, non-transferable license to access and use the course content for your personal educational purposes.

4.2 Restrictions

You may not:

• Share, distribute, or resell course content
• Download or copy course videos (except where specifically permitted)
• Use course content for commercial purposes
• Reverse engineer or attempt to extract source code
• Remove copyright or proprietary notices

5. Payment and Billing

5.1 Course Pricing

Course prices are displayed in US dollars and are subject to change without notice. Prices include all applicable taxes where required by law.

5.2 Payment Processing

Payments are processed securely through third-party payment processors. By making a purchase, you authorize us to charge your selected payment method.

5.3 Lifetime Access

Course purchases include lifetime access to the course content, subject to these Terms and our continued operation of the service.

6. Refund Policy

We strive for customer satisfaction. If you are not satisfied with a course purchase, please contact us within 30 days of purchase to discuss your concerns. We will review refund requests on a case-by-case basis and work with you to find a fair resolution.

Refunds, if approved, will be processed using the original payment method within 5-10 business days.

7. Intellectual Property

7.1 Our Content

All content on our platform, including courses, text, graphics, logos, and software, is owned by us or our licensors and is protected by copyright and other intellectual property laws.

7.2 User Content

Any content you submit to our platform (such as reviews or comments) remains your property, but you grant us a license to use, display, and distribute such content in connection with our services.

8. Prohibited Uses

You may not use our services:

• For any unlawful purpose or in violation of applicable laws
• To harass, abuse, or harm other users
• To transmit malicious code or viruses
• To attempt unauthorized access to our systems
• To interfere with the proper functioning of our services
• To impersonate others or provide false information

9. Disclaimers

9.1 Educational Purpose

Our courses are provided for educational purposes only. Course content represents the opinions and experiences of instructors and should not be considered professional advice.

9.2 No Guarantees

We make no guarantees about:

• Specific learning outcomes or results
• Career advancement or employment opportunities
• Income or financial benefits
• Continuous availability of all features

9.3 Service Availability

While we strive for high availability, we cannot guarantee uninterrupted access to our services. We may temporarily suspend services for maintenance or updates.

10. Limitation of Liability

To the maximum extent permitted by law, Premier Course Guide Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising from your use of our services.

Our total liability for any claims related to our services shall not exceed the amount you paid for the specific course or service in question.

11. Indemnification

You agree to indemnify and hold harmless Premier Course Guide Ltd from any claims, damages, or expenses arising from your use of our services or violation of these Terms.

12. Termination

We may terminate or suspend your account and access to our services at any time, with or without notice, for violation of these Terms or other reasonable grounds.

Upon termination, your right to access course content may be revoked, except where prohibited by applicable law.

13. Changes to Terms

We reserve the right to modify these Terms at any time. Material changes will be communicated through our website or via email. Your continued use of our services after changes constitutes acceptance of the updated Terms.

14. Governing Law

These Terms are governed by the laws of the State of Illinois, United States, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Illinois.

15. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue to be valid and enforceable.

16. Contact Information

If you have questions about these Terms, please contact us: